Nowadays, with convenient living conditions and developed transportation, changes in people’s work and living locations are common, making remote medical treatment a frequent occurrence. We all recognize the importance of social insurance, and when it comes to seeking medical treatment in different places, questions arise about whether health insurance covers remote medical treatment and how reimbursement works.
Can Health Insurance Cover Remote Medical Treatment?
Firstly, health insurance does cover remote medical treatment. It’s not just young people who seek medical care in different locations; many individuals, including those born in the 1980s and 1990s, establish themselves in major cities through their efforts, get married, have children, and may have parents who come to help care for their grandchildren. This scenario makes it more common for family members to seek medical treatment in different locations.
To facilitate remote medical treatment for more insured individuals, the process has become increasingly convenient. Initially, it’s essential to understand the policies and scope of health insurance. The national health insurance allows for cross-province registration for remote medical treatment. Before seeking treatment in a different location, it’s necessary to register. Nowadays, this can be done easily through a mobile phone. You can call the health insurance registration hotline at 67583322 to apply for cross-provincial registration for medical treatment or directly through the “National Remote Medical Treatment Registration” WeChat mini program or the “National Health Insurance Service Platform.” Specific requirements can be obtained by consulting the local health insurance management department.
How Does Reimbursement Work for Remote Medical Treatment?
Currently, many hospitals participating in cross-province remote medical treatment can settle hospitalization expenses directly. Even outside pilot areas, this process is relatively straightforward.
Firstly, when seeking medical treatment at a health insurance cooperative hospital in a different location, it’s important to choose a hospital that collaborates with the local health insurance system. These hospitals typically allow for direct settlement of medical expenses. If direct settlement is not possible, patients can pay upfront and later apply for reimbursement. This involves personally covering medical expenses, then presenting relevant hospitalization certificates, receipts, and other documents to the health insurance bureau in the insured area for reimbursement after discharge.
It’s important to note that throughout the medical treatment process, whether local or remote, it’s crucial to keep all relevant documents such as diagnosis certificates, prescriptions, medical records, receipts, invoices, and examination reports. Detailed documentation not only serves as a basis for reimbursement but also facilitates future insurance purchases, making underwriting procedures smoother. Therefore, it’s essential to store these documents securely.
