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What is the difference between increasing whole life insurance and pension annuity insurance? How should I choose?

As deposit interest rates continue to decline, many people have chosen to move their savings, that is, take the money they have in the bank out and put it somewhere else. For example, using it to buy insurance with value-added effects is a good choice.     When talking about insurance with value-added function, we

What is the difference between increasing whole life insurance and pension annuity insurance? How should I choose? Read More »

Is it necessary to buy critical illness insurance for children? How to choose the right one?

We all know that adults really need a critical illness insurance to transfer the financial risks brought by the disease.   In addition to adults, children also need to be effectively protected. In recent years, the incidence of major diseases in children has shown a clear upward trend.   So, is it necessary to buy

Is it necessary to buy critical illness insurance for children? How to choose the right one? Read More »

What diseases are usually covered by critical illness insurance? How to choose critical illness insurance?

Critical illness insurance, also known as major disease insurance, refers to a type of insurance in which the insured can receive insurance money if he or she is diagnosed with a serious illness specified in the contract, or reaches a certain condition specified in the contract.         But many friends may have

What diseases are usually covered by critical illness insurance? How to choose critical illness insurance? Read More »

Which is more important, critical illness insurance or million-dollar medical insurance? How should I buy it?

We know that million-dollar medical insurance and critical illness insurance are both insurance that can provide major illness protection, but the prices of these two are very different. They both obviously cover major illnesses, so why are the prices so different?   Many people often find themselves in a dilemma when faced with the two

Which is more important, critical illness insurance or million-dollar medical insurance? How should I buy it? Read More »

What is increasing whole life insurance? What are its characteristics? Who is it suitable for?

If you ask what is the most popular financial insurance in the past two years, increasing whole life insurance must be on the list. Its insured amount and cash value can be increased gradually, providing lifelong protection. It has both protection and financial management functions, so it has attracted everyone’s attention. Let’s talk about increasing

What is increasing whole life insurance? What are its characteristics? Who is it suitable for? Read More »

What is the use of million-dollar medical insurance? What are its advantages and disadvantages? How to buy it?

In the past two years, million-dollar medical insurance has been upgraded vigorously and has become the most popular major disease protection, which is deeply loved by everyone. For those who are new to million-dollar medical insurance, you may not know what it does, what advantages it has, and how to choose it. So today I

What is the use of million-dollar medical insurance? What are its advantages and disadvantages? How to buy it? Read More »

How to purchase term life insurance? How to choose the insured amount and the coverage period?

Term life insurance is one of the must-have protections for every married person! It is a protection for the family. In case of the death of the insured, the family of the insured can receive a certain amount of compensation so that they will not have to live in financial difficulties. People with a sense

How to purchase term life insurance? How to choose the insured amount and the coverage period? Read More »

What are the advantages and disadvantages of increasing whole life insurance? Who is suitable to buy it?

We know that increasing whole life insurance is a life insurance with increasing sum insured that can be increased for life. Since increasing sum insured whole life insurance can be increased, its corresponding cash value is also increasing. This feature makes increasing whole life insurance have both protection and financial management attributes. In addition, in

What are the advantages and disadvantages of increasing whole life insurance? Who is suitable to buy it? Read More »

Do I need to disclose my health status for term life insurance? What is the appropriate age to buy it?

Life is stressful nowadays, and many people worry that “someday I might die”. However, most people have elderly parents and young children, so many people will purchase a term life insurance policy that can continue their family responsibilities.         This type of insurance is a type of insurance that takes “death or

Do I need to disclose my health status for term life insurance? What is the appropriate age to buy it? Read More »